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Who We Are

Pronto Credito is a pioneering private funding LLC Corporation dedicated to transforming credit into a powerful tool. 
 
  • Denver-based | Former Heartland subsidiary | Independent + nimble
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Our Mission

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To get business owners off the nipple—that slow death of bad lending—and into scalable growth through intelligent, honest financing.

Over 500, 1099 agents + global presence
300M+ Funded & Counting
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Why Chose Us

With over 200 years of combined experience in public and private lending, our leadership team has developed a robust infrastructure that ensures safety, transparency, and profitability for all participants. Pronto Credito is more than a financial opportunity; it’s a revolutionary way to think about credit and wealth creation.  Join us, and together, let’s redefine what’s possible with your business growth and funding..
 
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How To Get Started

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Step 1: Check Your Credit Score and Eligibility

Check Your Credit Score and Eligibility
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Step 2: Choose your Terms and Complete the Application

Select your terms. Provide necessary information, such as your income, employment details, and identification.
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Step 3: Review and Accept the Offer

Once approved, carefully review the terms, including interest rates and repayment schedules. Accept the offer and access your funds!
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Frequently Asked Questions

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What is Pronto Credito?

Pronto Credito is a private funding LLC Corporation that allows individuals to leverage their credit lines to generate steady, passive income. By contributing a portion of their available credit, participants earn fixed monthly returns starting at 2.5% while building financial security and potentially improving their credit score.

How does this work?
Participants contribute part of their credit line—typically through credit cards—which we manage securely and responsibly. In return, participants receive fixed monthly returns starting at 2.5%, with funds backed by diversified, low-risk investments.

 

Is my credit at risk?

No. Pronto Credito employs strict safeguards and responsible management to ensure your credit remains secure. Additionally, we maintain capital reserves to protect against any potential market fluctuations or unforeseen events.
 

What are the benefits of joining Pronto Credito?

  • Steady passive income starting at 2.5% monthly.
  • Improved credit score through responsible credit activity.
  • Transparent, secure, and diversified investments.
  • Expert management with over 200 years of combined lending experience.
 

Who is eligible to join the program?

Anyone with a valid credit line in good standing is eligible to participate. There is no specific minimum or maximum credit limit required to join.

 

How do I get started?

To get started, contact us through our website or email. Our team will guide you through the onboarding process, including evaluating your credit eligibility and setting up your account.

Disclaimer
Pronto Credito expressly states that it is not a banking institution. We operate as an Introducing Broker (IB) in affiliation with iTradeFx, a fully bonded and insured entity operating within the regulatory framework of the United States. All financial transactions and activities facilitated through our services are conducted with the utmost care, adhering to the highest standards of security, compliance, and responsible management.

Investors & Contributors
The quality of our business is defined by those we serve.
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Some Testimonials

Here's what our customers have to say about Pronto Credito:
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"Pronto Credito provided the perfect financing solution for my pharmacy. With their unsecured line of credit, I was able to restock high-demand medications and invest in new equipment to improve efficiency. This not only helped me serve more customers but also significantly increased my revenue. The process was quick, easy, and stress-free. I highly recommend Pronto Credito to any pharmacy looking for fast and flexible funding!"
— Lisa M., Owner of HealthFirst Pharmacy
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"Pronto Credito gave my trucking business the boost it needed! With their unsecured line of credit, I was able to repair my existing trucks and add another one to my fleet. That extra truck alone increased my revenue significantly, allowing me to take on more jobs and grow my business faster than I ever expected. The process was fast, easy, and hassle-free. I highly recommend Pronto Credito to any trucking company looking for flexible financing!"
— James R., Owner of R&T Freight Services
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"I have tried other companies in the area, but this one is by far the best. The service is always friendly and their quality can’t be matched. I recommend them to all my family and friends."
— Eddie R.
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"Pronto Credito was a game-changer for my Texas steakhouse. Their unsecured line of credit allowed me to upgrade kitchen equipment, renovate the dining area, and expand my menu. These improvements brought in more customers and significantly boosted our revenue. The process was fast, easy, and hassle-free. If you're a restaurant owner looking for flexible funding, I highly recommend Pronto Credito!"
— Mark T., Owner of Lone Star Steakhouse
Abodyshop
"Pronto Credito gave my auto body shop the financial boost it needed. With their unsecured line of credit, I was able to upgrade my equipment, hire more technicians, and speed up repair times. This allowed us to take on more customers and significantly increase our revenue. The process was quick, hassle-free, and exactly what my business needed. I highly recommend Pronto Credito to any shop looking for fast and flexible funding!"
— Carlos R., Owner of Golden State Collision Repair
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"As a family-owned dental practice in Texas, we wanted to expand but needed the right financing to make it happen. Pronto Credito provided us with an unsecured line of credit over $1 million at a rate just slightly above what our bank offered—but with much more flexible terms. Best of all, we were funded in just two days! With this funding, we’ve been able to open a new location, upgrade our equipment, and serve more patients than ever. Pronto Credito made the process seamless, and we couldn’t be happier!"
— Dr. Michael S., Owner of Lone Star Family Dentistry

Let's Talk

Give us a call or submit your information using the form below.